OH MAN, I’M TIRED.
It’s been raining for two days, and I feel like I’ve been napping for a good portion of that. Also, the thing I was only beginning to realize last time we spoke is that I had contracted another sinus infection. One rushed trip to Walgreens and another pack of robotic antibiotics later, I’m almost better. I seriously cannot believe what an ongoing effect that flu has had.
Yesterday was Dining Out for Life, and I did so twice. Mary and I had lunch at Spill the Wine because it was the nearest restaurant to work; I’d never have chosen a wine bar, but I was really impressed with their menu. For dinner, we went to Christos. Cindi got tipsy on red wine and declared, “I love words!!” Matt had himself some Greek bum wine. Afterwards, we hung out at Lyle’s long enough to exploit happy hour, and then headed home for various amusements.
As you know, I’m a huge nerd when it comes to personal finance stuff, and I’ve been madly in love with Quicken for several years now. I nearly died of excitement when I heard about the new Quicken Online, so I signed up right away and gave it a whirl. I could not have been more disappointed. They didn’t support my credit union, which basically made it useless for me. I went back to using regular Quicken. Once I cancelled my cable internet, I was unable to get at my homeputer from work anymore, and I started suffering Quicken withdrawal.
Today, I decided to give Mint.com a try. I’ve heard about it on the moneyblogs for a while, but figured it’d have the same issue as Quicken regarding my credit union. I checked their bank list, though, and there it was!! I signed up with a quickness (it’s FREE!), and I’ve been drooling over it ever since. It’s not as full-featured as Quicken (it only displays balances for investment accounts, and doesn’t support car loans or mortgages yet), but it’s still ridiculously awesome. I have all my accounts in there, and a budget set up. It’ll email or text me reminders about balances or payments due. Holy crap.
In other financial-nerd news, I’m now fully up-and-running with my dual checking plan. My credit union account is for all my bills, and the goal is to have the account zeroed out once all those payments post. The planned remainder goes to savings. $500 per paycheck goes to Wachovia for spending, and every time I use my debit/ATM card, $1 gets transferred to a savings account. It’s kind of like I’m tipping myself. I love it a lot, and so far it’s going excellently. I figure I’ll probably be a billionaire by the end of June!!
With that, I’m going to go ponder what to do this weekend. We’re gloriously plans-free, which means we have the opportunity to make as many spur-of-the-moment bad decisions as we like!
And you know we will.